Stay Afloat With The Payday Boat

We offer payday loans ranging anywhere between £100 and £1000. They are perfect if you suddenly need to pay for an unavoidable expense and your wages don't quite cover it. Anybody can apply for a short-term loan regardless of your individual credit rating. If you have a poor credit history or none at all you are still eligible for a Payday Boat loan*.

Frequently Asked Questions

What is a Payday Loan?

One of our loans provides a small cash advance until your next payday.

How much money can I borrow?

You can apply for a loan of up to £1000 with Payday Boat, which is repayable on your next payday.

Do I need to be paid by direct deposit?

Yes you will need a current account so that we can directly transfer the amount to you.

I receive Job Seekers Allowance, do I qualify?

No, we cannot proceed if this is the case as you need to be actively employed to be accepted for a short-term loan.

What documentation will I be required to provide?

The entire transaction is completed online which means you don't need to fill out any paperwork.

How long can I have the loan for?

Payday loans are due back on your next payday which could be 30 days away.

Is there an application fee to apply for a loan?

No, all our costs are covered by the interest accumulated on the loan.

What is the representative APR?

The Representative APR is 1737% (variable). On a loan of £300 for 30 days the amount payable is £375 and the interest is £75.